Archive for credit SmartBlogs

In the past three decades the income inequality gap has exploded across the United States. We typically view rising inequality through the lens of class; focusing on the growing disparity between the top 5% or 1% of the population and the bottom 10% or quartile. But looking at income inequality from this vantage point misses a critical dimension: there are serious gaps between economic sectors and in particular, the financial sector of the economy has grown disproportionately wealthy compared to other sectors.[…] Continue Reading »

With an eye on what lies ahead for the industry, SmartBrief editor Sean McMahon conducted an e-mail interview with International Association of Credit Portfolio Managers Chairman Derek Saunders. Saunders is the global head of portfolio management at HSBC Holdings, and he shared his insight. This interview has been edited for clarity.

What are some of the trends you see developing in international credit markets in the next year?[…] Continue Reading »

Last week, the International Franchise Association hosted the Small Business Lending Summit, an event designed to help IFA members access credit and spur business growth. Franchisors, franchisees and bankers were all in attendance with a single goal in mind: to work together to accelerate job growth.

According to National Restaurant Association COO David Gilbert, small business lending is a big hurdle for restaurants, with 44% of quickservice operators reporting more difficulty securing funding in 2010 than in 2009.[…] Continue Reading »